• acetanilide
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    5 months ago
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    My credit card was cancelled due to nonpayment, so of course my credit score went up (a lot) because my DTI went down

    • kurcatoviumEnglish
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      5 months ago
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      I assume this is that famous american thing where you’re punished for paying cash, avoiding leasing and subscriptions?

      • acetanilide
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        5 months ago
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        Yes. And somehow having $20k credit card debt is worse than $100k student loan debt 🫠