I get rid of them pretty quickly by saying I have no bank account. I might start adding to that “take cryptocurrency?” so they leave with the idea that maybe they should be open to cryptocurrency.
@youmaynotknow is spot on. But consider this a very basic primer on just a small fraction of privacy abuse by banks:
So there’s 22 privacy abuses by banks to get you started. And that just barely scratches the surface.
You can somewhat ignore paragraphs 15 and 23 in terms of privacy. OTOH privacy is hand-in-hand with control and paragraphs 15 & 23 reflect control being in the wrong hands.
Banks abuse our privacy in countless ways. This could fill a book. This policy amounts to forced banking. I boycott banks. Banks have us by the balls and they abuse that power. A bank recently told me (in effect) to fuck off if I don’t have a mobile phone number to give them.
It’s impossible to define the amount in relative terms such as “average EU monthly salary +25%”,
It’s not impossible. Indexes are published. This is what they do with rent in places where rent is controlled. Landlords cannot increase rent more than an index. So they have to do the math. And in this case it’s not even a variable baseline like rent, it’s fixed, so the calculation can also be published so people need not do any math.
That’s net (take-home pay), not gross. Tax is high enough that you need to double that figure (€4,400) to get the gross pay. And just wait till you account for inflation, which the EU cash limits apparently fail to account for.
this poll shows it’s non-partisan:
https://layer8.space/@hyakinthos/112554837920009346
The left respects privacy far more than the right. But the left also has that high-taxation tendency. The outcome of that tug-of-war within left-leaning people results in ~73% embracing cash – just like the conservatives who don’t give a shit about privacy but have contempt for tax.
Beware on your next trip to Netherlands, where some bars refuse cash and conceal their contempt for cash (reference)
I just linked your post from that one because it fits well with the story.
(edit) BTW, I would like to see your workmate’s story published in a blog that serves better as a reference. It needs more exposure in a venue that’s not quasi temporary. I would even print hardcopies of it to distribute to cashless bar owners. So a nicely typeset PDF would be useful.
What country was that? I heard about a Belgian who tried to withdraw €10k from her bank account. They refused and also called the police who interrogated her and made a report. Belgian banks have cash withdrawal limits written in the contract. Even pulling out €3k raises eyebrows in Belgium. So withdrawing €30k trouble-free would probably require withdrawing €2.5k once per week over the span of 12 weeks. Is the car seller willing to hold the car for a buyer that long?
That’s not because of the cash. Even white collar workers getting paid electronically get audited because Belgium has a very high audit rate. I heard the probability of getting audited in Belgium is around 50%. Belgian auditors are extremely ambitious and highly motivated. They are employed in high numbers. The only way to avoid being audited in Belgium is to not work in Belgium.
This depends on the industry. Domestic workers and builders are often paid in cash in Europe. Belgium even writes it in law that cash wages are prohibited if you work in an industry where that is uncommon. Strange (and discriminatory) law, but indeed white collar workers are legally blocked from cash payment while other industries are grandfathered.
Indeed national laws don’t generally limit p2p cash, but the EU law encroaches on that AFAICT.
Enforceability varies depending on the scenario. Some countries have law that holds employers accountable for tax evaded by workers. Employers obviously won’t gamble, so they refuse to pay cash and cryptocurrency wages because they are scared shitless of being accountable for an employee’s evasion.
I demanded cryptocurrency payment and my employer refused on that basis. I intended to continue declaring it properly and just wanted a bit of freedom from bank dependency, but nothing could overcome the employer’s fears.
Cashier’s checks existed in Belgium a few years ago but I heard they are under fire and will be discontinued at some point.
Personal checks seem to be non-existent but I heard they can be requested but the banks give some resistance and try to steer people away from it. They only work domestically. I think if you gave a Belgian personal check to a Belgian, they would not generally know what to do with it.
Impulsive donations have been relatively killed off because cash donations are banned (I think because scammers impersonate charities). So that leaves check and electronic payment. Oxfam does not (AFAIK) carry payment terminals. Checks would make sense, but they are taboo. So they have to ask for a bank transfer, which gives donors a chance to be lazy and forget about it.
I recently read a complaint about the opposite. Someone deleted their Proton account and their handle was made available 1 year later. They were rightfully angry because the next user would potentially start receiving mail from things like the original user’s bank. The new user could perform password resets on accounts where the original user had not yet changed the email address on file.
breathability is the key criteria for clothing. Polyester and synthetic fabrics are nearly all terrible at this compared to natural fibres.
Natural fibers cannot be grouped together in this way because there is a huge variation.
This is where cotton fails and synthetic microfibers come out ahead. Cotton retains water, swells when wet, and suffocates as water tension spans the threads that are thickened by the swelling. Synthetic microfibers wick moisture away, and do not swell when wet, which gives excellent breathability. Cotton is fine as long as you don’t sweat. Or exceptionally, if it’s extremely hot in some windy situations the water retention can be a plus. I used to don cotton and hose myself down before getting on a motorcycle on a hot dry day. The evaporative cooling effect worked wonders with the high relative wind. But outside of that niche, such as sports, microfibers are king which is why sporting goods shops fetch high prices for high tech synthetics. As someone who sweats profusely more than normal, cotton is a non-starter in warm climates. Evaporation from soggy cotton simply cannot keep up with the rate that I add sweat. So a cotton t-shirt gets soaked in sweat and remains wet the whole workout session, and for days thereafter.
I used to wear tighty whities which made my gear sweat. Switched to Pategonia boxers and wow what a difference in breathability.
Wool and synthetics are similar w.r.t. comfort hence the term “smart wool”. But indeed natural wool is pricey and non-vegan.
Doesn’t sound familiar, but maybe there is more than two.
(edit) just had a brief look at bombas. They seem like a great product but I didn’t see notice of a lifetime warranty.
Voting with your money works. But only when there are good options to vote for.
There are a couple BifL sock makers, but no BifL underwear makers. That’s the problem. If someone made loose-fitting stretchy aramid boxers with a drawstring that lasts 1+ lifetimes, people would pay $100/ea for them.
HUGE amounts of clothes are being trashed, many of them new; never worn. I wish I kept the link around. There were several articles in the past few years showing massive piles of clothes along the coastline of some poverty-stricken countries, with all the dyes leeching into the ocean. Fast fashion is the culprit.
Probably what disgusts me the most are political campaign t-shirts. Surely it’s the worst instance of obsolescence by design in clothing. Andrew Yang claimed to be an environmentalist yet his campaign t-shirts were made of non-sustainable cotton. Attempts to spotlight that were censored by Reddit.
If it’s OK and just doesn’t fit I donate it.
All the charities collecting clothes in my area are fussy. They want no flaws, and they want clothes to be cleaned. Apparently there is no infrastructure for repairing them or even simply washing them. Neighbors don’t bother… they just stuff a trash bag with clothes and put it out with other trash. Sometimes someone notices that and tears open the bag and rifles through it for stuff. I’ve moved into places where the previous tenant just left clothes and blankets behind. I dumped them in the clothing donation bins anyway, without washing. But it’s dicey… I could just be adding to their burden and have no idea if the clothes and blankets get used.
fwiw, here is an emacs version:
https://codeberg.org/martianh/lem.el#headline-11
I think what would be most useful would be a usenet→lemmy gateway, so that rich catalog of usenet clients can be leveraged on Lemmy.